Funding in as fast as 24 hours

$5K – $2M
For Your Business.
Without the Wait.

Velocity Capital delivers fast, flexible business financing. No mountains of paperwork. No 90-day bank timelines. Just capital when you need it.

Decisions in under 4 hours
5-minute online application
Term loans, lines of credit, revenue advance
No collateral required up to $150K
Loan Calculator
Live Estimate
Loan Amount $125,000
Loan Term 24 months
Business Revenue / Month $42,000
Estimated Rate18.5% APR
Monthly Payment$6,240
Total Cost of Capital$149,760
You Could Receive$125,000
4 hrsAvg. Decision Time
24 hrsFastest Funding
$4.2BDeployed to Businesses
18,000+Businesses Funded
Financing Options

Built for Every Business Stage

Most Popular
Term Loan
$10K – $500K

Fixed monthly payments, predictable cost of capital. Best for growth investments, equipment, or hiring.

  • 3 – 36 month terms
  • Rates from 9.99% APR
  • Funding in 48–72 hours
  • No prepayment penalty
Fastest Funding
Revenue Advance
$5K – $250K

Repay as a percentage of daily revenue. Ideal when cash flow is variable and you need capital fast.

  • Funded in as little as 24 hours
  • Factor rates from 1.15x
  • No fixed monthly payment
  • 3 months in business minimum
Maximum Flexibility
Business Line of Credit
$20K – $2M

Draw only what you need, when you need it. Pay interest on drawn funds only. Revolving access to capital.

  • Revolving 12-month facility
  • Draw in minutes via portal
  • Rates from 8.5% on drawn balance
  • 1 year in business required
5-Minute Application

Apply for Funding

We'll make a decision in under 4 hours. No impact to your credit score until you accept an offer.